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Wednesday, February 29, 2012
Wounded British journalist smuggled from Syria (AP)
Tuesday, February 28, 2012
Gas hits $3.72 per gallon, up 30 cents in month
This Feb. 27, 2012 photo, shows gas prices at a Pittsburgh Exxon mini-mart. The price of gasoline rose for the 21st straight day on Tuesday. Drivers are now paying an average of $3.72 a gallon nationwide, about 24 cents more than before the streak began. (AP Photo/Gene J. Puskar)
This Feb. 27, 2012 photo, shows gas prices at a Pittsburgh Exxon mini-mart. The price of gasoline rose for the 21st straight day on Tuesday. Drivers are now paying an average of $3.72 a gallon nationwide, about 24 cents more than before the streak began. (AP Photo/Gene J. Puskar)
NEW YORK (AP) ? The price of gasoline rose for the 21st straight day on Tuesday. Drivers are now paying an average of $3.72 a gallon nationwide, about 24 cents more than before the streak began.
The winter surge is being driven primarily by the rising price of oil, which has been above $100 a barrel since Feb. 10 as tensions mount between the West and Iran over its nuclear ambitions.
Gas prices are highest in Alaska, California, New York, Connecticut and Hawaii, which is tops at $4.32 a gallon. Nationwide, gasoline prices are 10 percent higher than a year ago ? and at their highest level ever for the end of February.
A steep rise in gas prices early last year caused consumers to sharply cut back on spending and brought economic growth almost to a standstill. But this year's increase hasn't caused a repeat, economists say. With hiring accelerating and incomes higher, consumers are better able to afford to pay more for gas.
Prices for other goods, such as food, are holding relatively steady after surging in 2011. Natural gas costs have plummeted recently, reducing consumers' heating bills. Those trends should offset some of the squeeze on consumers from pricier gas.
The rising price of oil isn't the only factor driving pump prices higher. Every year, refineries must temporarily idle their facilities in order to prepare them for the production of cleaner-burning gasoline that's required in summer. This briefly constrains gasoline supplies and puts upward pressure on prices.
Analysts say the national average could peak in late April as high as $4.25 per gallon.
The price of gas has risen 30 cents in a month. That 30-cent jump, if sustained over a year, would cost the economy about $41 billion. The Energy Information Agency, a branch of the Energy Department, in early February estimated that gasoline would average $3.55 a gallon this year, 2 cents higher than last year. The EIA also forecast that West Texas Intermediate, used to price oil produced in the U.S., would average $100.40 a barrel, compared with $94.86 a barrel in 2011.
WTI has risen 8 percent to around $107 a barrel so far this year. Brent crude from the North Sea, used as a proxy for the foreign oil that's imported by U.S. refineries, has gained more than 13 percent to $122 a barrel. The main reason for the increase is increased tension between Iran and the West.
On Tuesday, WTI dropped $2.01, or nearly 2 percent, to $106.55 a barrel. Brent fell $2.62, or 2.1 percent, to $121.55 a barrel.
Petroleum demand in the U.S., the world's largest oil consumer, has fallen 5.5 percent so far this year, compared with a year ago. A weekly survey by MasterCard SpendingPulse shows that Americans have cut back on gasoline spending for the past 49 straight weeks. Last week, the Federal Highway Administration said that motorists drove 1.2 percent less in 2011.
Heating oil fell by 6.26 cents to end the day at $3.2238 per gallon on the NYMEX and gasoline futures fell by 8.82 cents to finish at $3.0401 per gallon. Natural gas futures lost 8.4 cents to end at $2.519 per 1,000 cubic feet.
___
Economics Writer Chris Rugaber in Washington, D.C., contributed to this report.
___
Follow Chris Kahn on Twitter at http://twitter.com/ChrisKahnAP
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Callaloo Soup: Friends, Food, Family & Wine | Scenes From the ...
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Monday, February 27, 2012
Death of girl, 11, in fight ruled homicide
Joanna Ramos, 11, died hours after exchanging punches with a classmate. The two girls were reportedly fighting over a boy.?KNBC-TV's Angie Crouch reports.
By Jason Kandel, NBCLosAngeles.com
An 11-year-old girl who died in a fight in Long Beach on Friday suffered blunt force trauma to her head, and her death was ruled a homicide, coroner?s officials said Monday.
Long Beach police officers responded just before 6 p.m. Friday to a hospital after being notified that Joanna Ramos, who was unconscious and not breathing, had been brought into the emergency room by her family. She was taken in for surgery, placed into intensive care in critical condition, and died just before 9 p.m.
She had no visual signs of trauma to her body, police said.
Joanna and a fellow student from Willard Elementary School had been in a fight after school in an alley. With seven others looking on, the girls took off their backpacks, put their hair in a bun, said ?Go? and started hitting each other.
The fight lasted about one minute. It did not involve weapons and no one was knocked to the ground, police said.
Once the fight was over, both girls left the area and went their separate ways.
More from NBCLosAngeles.com
Later, Joanna had a bloody nose and wasn't feeling well so she was taken to the hospital, her family said.
Several classmates of both girls told NBC4 that the girls were fighting over a boy. Joanna's friends said the two simply could not get along.
Detectives have interviewed the other classmate and onlookers. They were also trying to identify other witnesses and anyone who knows what led to the fight.
No arrests have been made.
While the Los Angeles County Coroner?s Office will determine the cause of death, police will continue to do interviews.
Officers will present their findings to the Los Angeles County District Attorney?s Office, which will review the case and determine if any charges will be filed.
Police said no one has alleged or suggested that Joanna was being bullied.
None of the students interviewed told detectives that school officials were made aware of the impending fight.
Anyone with information is asked to contact the Long Beach Police Department Homicide Detail at (562) 570-7244.
More content from msnbc.com and NBC News
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Saturday, February 25, 2012
Nokia, un a?o despu?s del anuncio de Windows Phone
Parec?a un mal plan, realmente se ve?a a Nokia moribunda tras largos a?os soportando la misma historia de que Symbian es un sistema operativo moderno y compatible con un smartphone capaz de competir en 2011 o 2012. No lo era.
Nokia anunci? durante el Mobile World Congress de 2011, hace un a?o, grandes cambios muy importante para pasar de un ecosistema basado en Symbian a uno en el que se empezar?an a basar en Windows Phone 7 para sus smartphones, para en un futuro no muy lejano, dejar a Symbian solo para los terminales m?s simples, que aun as? siguen vendido a millones en pa?ses con menos recursos.
Y les ha salido relativamente bien la jugada, se han convertido en los que m?s Windows Phone venden en todo el mundo, pasando por encima a marcas como Samsung, HTC o LG.
La estrategia de Nokia: Windows Phone
?Android? Si, es Android? no, espera, ?es Windows Phone? ?La estragia de Nokia es Windows Phone para 2012? Si, finalmente fue Windows Phone el sistema operativo elegido para los futuros terminales de Nokia. Parece que el que Stephen Elop fuese un ex-directivo de Microsot, a la propia Microsoft le ha venido muy bien.
?Por qu? no fue MeeGo? Simple, Microsoft pag? muchos millones a Nokia para que fuesen los partners m?s importantes. Un win para Microsoft porque por un lado tiene un muy buen fabricante detr?s, y mejor para Nokia porque se ahorraba mucho dinero en desarrollo y se quitaba un gran peso de encima como es el de animar a desarrolladores o para crear mejor software. Microsoft se ocupa, es competente en eso y con Windows Phone 7 lo est? demostrando.
La verdad es que ser el socio principal de Microsoft ha sido una de las mejores cosas que le ha podido pasar a Nokia, teniendo en cuenta la ca?da en bolsa y la p?rdida de confianza en el mercado y por sus accionistas. Pero esto provoc? los grandes rumores que dec?an que Nokia ser?a vendida a Microsoft, unos rumores que la verdad tienen bastantes posibilidades de pasar dado a que si Nokia mantiene su marca, algo que parece no est? dispuesto a ceder Elop en negociaciones con Microsoft, podr?a ser un nuevo caso de ?xito como Microsoft ha tenido con Xbox.
Y pongo a Xbox como ejemplo, porque esta videoconsola lleg? de grandes mentes dentro de Microsoft y gracias a comprar varias empresas muy especializadas.
Los terminales
Los dos primeros terminales anunciados con Windows Phone 7 fueron el Nokia Lumia 800 y el Nokia Lumia 710. El primero es un gran terminal, un gran smartphone que sorprendentemente ha logrado cautivar de nuevo el mercado de los smartphones, eso si, a una medida mucho menor que algunos smartphones Android de gama m?s alta y el iPhone. Pero es un gran comienzo. El Lumia 710 es una versi?n m?s barata, fabricado en una carcasa de pl?stico para ahorrar en costes, que por ejemplo en grandes operadoras como Movistar est?n impulsando much?simo por su precio.
Pero despu?s lleg? la apuesta de Nokia para reconquistar el mercado Norteamericano, con el lanzamiento del Nokia Lumia 900, una versi?n con pantalla m?s grande, opci?n compatible con redes LTE y una c?mara frontal para videoconferencias.
Y para este Mobile World Congress parece que llegar? el cuarto terminal, el Nokia Lumia 910, la versi?n europeizada del Lumia 900.
Pero no nos podemos olvidar del Nokia N9, primer y ?ltimo terminal con MeeGo seg?n Nokia dio a entender en m?s de una ocasi?n. Una autentica pena este terminal, que naci? muerto, porque su dise?o y su sistema operativo son bastante bonitos, una peque?a obra de arte tecnol?gica de Nokia.
Acciones
Las acciones de Nokia no son un buen indicativo de como va la empresa. Aunque internamente siempre se ha comentado que su funcionamiento es un desastre y hay demasiados cargos intermedios, Nokia en bolsa no va muy favorablemente, perdiendo valor poco a poco. Hace un a?o el valor por cada acci?n de Nokia rondaba los US$9, hoy en d?a est? entorno a los 5 o 6 d?lares.
El futuro
Aunque el futuro m?s cercano para Nokia se resume en ?m?s Windows Phone? y en empezar a desarrollar terminales mucho m?s baratos con este sistema operativo, por unificar sus esfuerzos en ecosistemas, no podemos dejar de pensar que tambi?n es parte de su futuro su uni?n con Microsoft. Aunque vamos a dejarnos de ?posibles?.
Nokia sigue desarrollando terminales, y materiales con los que fabricarlos, como por ejemplo el terminal flexible que se present? en el pasado Nokia World 2011, un terminal que funcionaba a la vez que lo pod?as girar y estrujar.
No digo que este sea el futuro de los smartphones, el de las pantallas flexibles, que la verdad aun no me termina de convencer, pero una cosa es bastante clara, algo se est? haciendo en i+D dentro de Nokia.
Foto superior (CC) Jon Snyder/Wired.com
Source: http://feedproxy.google.com/~r/Celularis/~3/5g1C5moUdRY/
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Friday, February 24, 2012
Let's Talk Oscars
As for B?r?nice B?jo, the tall drink of water who?s a supporting actress nominee for her role as the indomitable Peppy Miller in The Artist (she?s also married to the director, Michel Hazanavicius), I think you?re right that her co-star Jean Dujardin stands a better chance of getting offers from Hollywood. (He?s already made a hilarious audition tape in which he practices action-movie Eurovillain taglines in a variety of accents.) I suspect this has to do with a depressing thing I read about in a Hilary Swank profile years ago and have unfortunately never forgotten?the kind of meetings at which a group Hollywood power types attempt to establish a consensus on the ?fuckability? of various female leads before casting a part. B?jo couldn?t be lovelier, but she?s lanky, almost gawky, with sharp features and a coolly intelligent gaze. You could see her as an Eva Green-style Bond girl maybe, but for most of the roles Hollywood has to offer attractive women her age, B?jo seems somehow insufficiently pliable?she?s too edgy and smart, too French, to inspire unbridled lust in Joe Meathead. I bet she?ll rock something on Oscar night meant to reverse that impression, though.
Source: http://feeds.slate.com/click.phdo?i=7be641288a391e2f53fd26e462dc5d9a
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How the poll was conducted (AP)
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Thursday, February 23, 2012
Google updates Flight Search for Android, iOS
Google updates Flight Search for Android, iOS originally appeared on Engadget on Wed, 22 Feb 2012 07:23:00 EDT. Please see our terms for use of feeds.
Permalink | | Email this | CommentsSource: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/43P4GbBwmQY/
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Video: Jump in on Homebuilder Stocks?
Shares of Toll Brothers are taking a hit after the homebuilder reported a surprise quarterly loss, with Mike Murphy, Rosecliff Capital CEO.
Related Links:
Business & financial news headlines from msnbc.com
Top of page
Source: http://video.msnbc.msn.com/cnbc/46483705/
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Wednesday, February 22, 2012
Prosecutors want Michael Jackson doctor kept in jail (Reuters)
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Motorola Cliq 2 to get Gingerbread
It's retro week here aet Android Central, first with the Samsung Continuum getting an upgrade to Android 2.2 Froyo, and now the Motorola Cliq 2 on T-Mobile. You heard that right. T-Mobile apparently is seeking out 1,000 people who still use the Cliq 2 (and hang out in T-Mobile support forums) to test the upgrade before it goes live to the other four or five people who haven't ditched the device already.
If you're interested, the link below.
More: Cliq 2 Gingerbread update; via TMo News
Source: http://feedproxy.google.com/~r/androidcentral/~3/kvww4_sbC6o/story01.htm
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Holiday spending pushes Macy's 4Q profit higher (AP)
AP - A strong holiday shopping season and hearty online sales pushed Macy's Inc.'s fourth quarter net income up 12 percent. That topped Wall Street's expectations, and the department store chain's stock hit a 52-week high.
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Tuesday, February 21, 2012
Wal-Mart's 4Q results show rebounding US business (AP)
AP - Wal-Mart Stores Inc.'s business offers valuable insight into how Americans are reacting in the slow economic recovery: they will spend, but only if they believe they're getting the lowest prices.
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CASN: NAF Computer Networking + Certification Extension
NAF Computer Networking + Certification Extension
Curriculum type: Course
Academic subject areas: Career-Technical Education; Career Exploration
States' Career Clusters: Information Technology
California Industry sector(s): Information Technology
Duration: Semester
Grade Targets: 10, 11, 12
Levels of Expertise for CTE: Capstone/Advanced, Concentration/Skill building
Targeted Support Material: Industry Involvement
Standards Addressed: Detailed documentation of alignment with National, State and/or Industry Standards included ? More detail ?
Professional Development Requirements/Recommendations: PD provided includes: -Introduction to the NAF curriculum, structure and instructional strategies. -PBL and integrated/interdisciplinary curriculum development as it relates to the NAF curriculum -WBL identifying activities embedded in the curriculum.
Source: Organization/Publisher-developed Credit: National Academy Foundation and Pearson Foundation
Usage Restrictions: Must have NAF Academy affiliation to use.
Curriculum Link: http://naf.org/naf-curriculum
Related Website(s): http://naf.org/
Abstract
The Network+ Certification Extension is a second-semester extension to the NAF course Computer Networking. The purpose of this course extension is to prepare students to pass the CompTIA Network+ certification exam. It is geared to the CompTIA Network+ exam number N10-004. This course extension assumes that students have successfully completed AOIT Computer Networking. This extension uses hands-on labs, readings, vocabulary building activities, group work, discussions, presentations, and practice tests to provide students the proficiencies tested on the exam.
Expected Student Outcomes/Objectives
Student objectives are provided for each individual lesson within the course. For example, student learning objectives for the first lesson are:
Each student will:
? Explain CompTIA Network+ certification
? Characterize the benefits of becoming Network+ certified
? Identify the skills and knowledge needed to achieve Network+ certification
Ultimate objective is that each student will earn CompTIA Network+ certification.
Description
This curriculum is provided by NAF as a second-semester extension to our AOIT Computer Networking course. The purpose of this extension is to prepare students to pass the 2009 version of the CompTIA Network+ certification exam (N10-004). The exam proves a student?s competency in managing, maintaining, troubleshooting, installing and configuring basic network infrastructure.
Passing the Network+ certification exam opens doors for students to land both internships and jobs as network technicians. NAF views Network+ certification as a stepping stone rather than an end in itself. The objective is to give students a taste of what it?s like to see their job horizons expand when they have a certification in their pocket. The course is meant to encourage students to get a high school diploma, go on to college, and then get higher level certifications as college graduates, such as the Microsoft Systems Engineer certification.
The course is comprised of 20 lessons which all aim to prepare students to pass the CompTIA Network+ exam.
Culminating Activity and/or Assessment
All students are expected to earn CompTIA Network+ certification by passing the exam.
Instructional Materials Needed
Materials needed are outlined in each lesson.
Instructional Materials Provided
Detailed teacher lesson plans.
Cost
See http://naf.org/how-start-naf-academy and contact Ana Morrison, Network Liaison, at AMorrison@naf.org for more information.
Rate and Comment.
Source: http://casn.berkeley.edu/curriculum.php?c=477
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Monday, February 20, 2012
Say 'I Do' To Relationship & Marriage Counseling NYC ? Apple TV ...
Marriage counseling is a wonderful way to proactively develop a wholesome relationship. Waiting until finally problems are on the verge of implosion is typically a bit also late but not not possible to rectify. The end result is typically a lot more effective when equally spouses enter into it willingly with an agreement that private modifications want to be produced. This write-up will outline a number of pros and cons of marriage and relationship counseling.
Synchronicity is a essential part of marriage and can produce progressively by means of the interventions supplied by marriage counselors. Partners want to understand to work as a unit. A hurdle that typically requirements to be conquer is convincing every wife or husband that he or she is accountable for him- or herself and is not responsible for the others flaws. Pointing fingers is not progressive, and relationship counselors will advise avoiding the Blame Game. Reflecting internally is a method that is encouraged in any form of remedy, and it gets to be essential in marriage counseling. When an specific sees how debilitating his or her individual flaws are by means of the eyes of the wife or husband, modifications can be set in motion.
Marriage counselors specialize in aiding partners re-evaluate their relationships. One of the numerous misunderstandings about marriage is that it should be complex. Cognitive remedy is successful since it targets most peoples weaknesses: their beliefs and thoughts. Habits remedy also has a higher success charge due the universal aspects of human conduct. An specialist will advise the proper kind of remedy for every couples unique situation.
Regardless of all that is recognized by experts about the union among two men and women, it is not protected to presume that every marriage can be reconstructed in the identical method. Every single and every relationship is unique. The troubles of marriage counseling can be eased if the events getting into are in mutual agreement when it arrives to the costs, effort, and time set into in search of support from a therapist.
Proactiv Solution
Source: http://appletvrentals.com/index.php/2012/02/say-i-do-to-relationship-marriage-counseling-nyc-3/
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(AP)
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Sunday, February 19, 2012
Kitchen Redecorating: Choosing The new Kitchen Cabinets ...
Although many people love their kitchen areas, including their cabinets, there are some who
are searching for a change. If you are one of those particular homeowners, the ones who are looking for a
change, you might think about remodeling your kitchen, particularly your kitchen cupboards.
When it comes to kitchen redesigning, there is a common belief that is mistakenly thought
by many. That myth is exactly what kitchen redecorating is. Many feel that to remodel a
your kitchen you need to change almost everything, from the light fixtures down to the floor tiles.
While a large number of homeowners choose to remodel their total kitchen, there are other people who
only choose to transform small portions of this. Whether you are looking to remodel your whole kitchen,
all at once, or maybe you if are only planning to remodel a part of that, there is a good chance that you can be
in the market for innovative kitchen cabinets; they are one of the more commonly remodeled portions of a
kitchen.
Despite the fact that choosing a new pair of kitchen cabinets may seem like a fairly easy task, it is one which you
shouldn?t make by using an impulse. Since you will be stuck with these new kitchen cabinets, at least until
you move or decide to redecorate again, you will want to ensure that you get your first option.
There are a number of different techniques you can do this. For the best final results, you may want to visit
your neighborhood home improvement store. When visiting your local home improvement stores, you actually
should find an assortment of kitchen cabinets on display; the fact is, you may find a fairly large range of
them on display. Looking at each of these kitchen cabinets is a superb way to decide which cabinetry
would look great placed in your kitchen.
In addition to going to your local home improvement store, you can even want to examine your kitchen
cabinets online. Even though the shipping for kitchen cabinets is often considered quite high, you may be
able to find exactly what you were looking for on the net. It is advised that you obtain either an online
home improvement retailer or an one who specializes in making their own individual kitchen cabinets. In
simple fact, if you are looking for an unique set of kitchen cabinets, a group that you cannot come across anywhere else,
you may be capable of order a custom made set of kitchen cabinets. The price may be more than whatever you
intended on paying out, but, as previous, it is important to get what you wish, especially
when home improvement your kitchen.
When searching for the best set of kitchen cabinets, for your kitchen remodeling project, it is
important to keep a number of things planned. One of those things is just what you will be using your
cabinets for. What you are using your kitchen cabinets for could possibly have an impact on what a person
can and cannot include. For instance, if you will be using your kitchen cabinets to store your meals or
your pots and pans, you will need to make sure that you buy cabinets that can give you the most
space. While decorative kitchen cabinets usually are nice, they are from time to time limited on the storage area
that they have.
In addition to the dimensions of the storage space, it is additionally important to examine the dimensions of the kitchen
cabinet by itself. In the United States, most home improvement stores sell kitchen cabinets that will be
not fully build, but they are often precut in order to size. It may be easy to change the
measurements, and you may find it to be complicated and costly to do so. Although you may well be more
concerned about the hue or design of a new kitchen cabinet set, it is important to remember the concepts.
Even the most beautiful kitchen?s cabinet set will not likely do you any good regardless of whether cannot be installed in a person?s
kitchen.
By keeping these points in mind, you?ll want to be able to go out and find the kitchen
cabinet fixed that you were looking for. Once you could have found the kitchen display case set of your desires,
the remodeling start.
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Whether you choose to words that start with a install your own kitchen cabinets otherwise you let a professional practice it for you, your
units could be installed in as small as words that start with k a day or two.
Source: http://articlegoes.com/kitchen-redecorating-choosing-the-new-kitchen-cabinets.html
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Obama promoting steps to boost US trade (AP)
AP - President Barack Obama is outlining new steps to boost U.S. exports during a visit to a Boeing assembly plant in Washington state, calling on Congress to continue financing a national export credit agency crucial to a goal of doubling exports by 2014.
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Saturday, February 18, 2012
Josh Powell had 400 cartoon sex and incest images (AP)
AP - Three weeks before Josh Powell killed himself and kids in a violent inferno, Utah authorities disclosed to social workers for the first time that his computer once contained some 400 images of cartoon sex and incest.
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Friday, February 17, 2012
CA-CANADA Summary (Reuters)
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Flock The Vote: Twitter To Show Debate Candidates Real-Time Reactions
Source: http://feedproxy.google.com/~r/Techcrunch/~3/M-I5psKEN54/
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Thursday, February 16, 2012
How fast you walk and your grip in middle age may predict dementia, stroke risk
ScienceDaily (Feb. 15, 2012) ? Simple tests such as walking speed and hand grip strength may help doctors determine how likely it is a middle-aged person will develop dementia or stroke. That's according to new research that was just released and will be presented at the American Academy of Neurology's 64th Annual Meeting in New Orleans April 21 to April 28, 2012.
"These are basic office tests which can provide insight into risk of dementia and stroke and can be easily performed by a neurologist or general practitioner," said Erica C. Camargo, MD, MSc, PhD, with Boston Medical Center.
More than 2,400 men and women with an average age of 62 underwent tests for walking speed, hand grip strength and cognitive function. Brain scans were also performed. During the follow-up period of up to 11 years, 34 people developed dementia and 70 people had a stroke.
The study found people with a slower walking speed in middle age were one-and-a-half times more likely to develop dementia compared to people with faster walking speed. Stronger hand grip strength was associated with a 42 percent lower risk of stroke or transient ischemic attack (TIA) in people over age 65 compared to those with weaker hand grip strength. This was not the case, however, for people in the study under age 65.
"While frailty and lower physical performance in elderly people have been associated with an increased risk of dementia, we weren't sure until now how it impacted people of middle age," said Camargo.
Researchers also found that slower walking speed was associated with lower total cerebral brain volume and poorer performance on memory, language and decision-making tests. Stronger hand grip strength was associated with larger total cerebral brain volume as well as better performance on cognitive tests asking people to identify similarities among objects. "Further research is needed to understand why this is happening and whether preclinical disease could cause slow walking and decreased strength," said Camargo.
The study was supported by the National Heart, Lung and Blood Institute's Framingham Heart Study and by the National Institute of Neurological Disorders and Stroke and the National Institute on Aging.
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Note: Materials may be edited for content and length. For further information, please contact the source cited above.
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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.
Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/wB4_JkXB_ig/120215185850.htm
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Wednesday, February 15, 2012
Do you need a will or estate plan? | ABC Newspapers
by Chuck Drury
Did you know that 65 percent of adult Americans do not have a will? Many feel that only the rich need one. For others it is one of those things that ?they will get around to someday.?
Further, did you know that 70 percent of beneficiaries mismanage or burn through inherited wealth within a short time? A Dec. 9, 2011 Forbes magazine article by Carolyn Rosenblatt reported this fact. Inadequately planned distributions can become a source of friction and dispute among family members and even in-laws or creditors of beneficiaries.
Let?s look at some of the reasons you should have an estate plan and/or will:
Who will raise your minor children if you die or become incapacitated? You have a chance to provide a caring and loving home for them. The courts will make this decision for you if you do not.
Who will manage your affairs if you become incapacitated? You need to provide a power of attorney to someone you can trust to handle your financial and other matters. Here again, the court will decide if you have not.
Blended families need a clear plan to assure that family members from different marriages are treated fairly. You need to determine what goes to the current spouse and children of prior marriages.
If you die without a will, the court will distribute your assets in accordance with state law. This could mean that they might go to someone other than whom you would wish. It can be bad for some heirs who would waste them or spend them on a destructive lifestyle. I know five young relatives who did not know how to manage inherited money. They blew it on booze, drugs and boyfriends until it was all gone in a few months.
A good plan is needed so that your spouse and family will be able to survive financially if you die. This may also involve providing an adequate amount of life insurance.
A good financial plan such as a trust can provide several protections. First, a trust avoids the legal costs and inconvenience of probating a will. It allows you to determine when and how beneficiaries receive distributions. It can be set up to keep assets in the family. Otherwise, your adult child?s spouse may wind up with them in the event of divorce or your child passes away prematurely. Trusts can also be set up so that benefits are paid out over time and under specific circumstances. They can include ?spendthrift? clauses so those funds are not paid out to one who would waste them. Typical limitations include addicted gamblers, alcoholics, drug addicts, etc.
Another area that deserves attention is the distribution of your IRA or retirement accounts. You need to properly designate beneficiaries for these accounts. There can be very significant tax consequences unless beneficiaries are designated and the beneficiaries properly handle the inherited accounts. A qualified beneficiary can use the funds over time, in accordance with the law.
Estate plans and wills should be periodically reviewed and updated ? at least once every five years. Some events that should trigger an update are marriage, divorce or death of a spouse, increase or decrease in assets and changes in federal or state inheritance laws. Other events may be the assigned guardian or trustee is no longer able to serve or you may wish to make changes.
A good estate plan can eliminate temptation to an irresponsible beneficiary by restricting access to large sums of money. An estate plan can be used to provide incentives to a child to improve. It is often a good idea to set up a plan that can last for decades or generations. It may be wise to have assets distributed when the heirs reach certain age targets such as 21, 35, 45 and 55 years of age. Distributions can be set up to occur when some needs may occur such as paying for college, family emergencies, etc.
One good practice, if you can afford it, is to give some of the ?inheritance? to heirs while you are still alive. This gives them a chance to learn how to manage it and you get to learn how well they do it.
The best practice is to get competent legal advice in setting up wills and estate plans. Online services are available if your situation is simple and straight foreword.
By all means, examine your situation and cover your bases ahead of time.
Chuck Drury is an Anoka resident, retired engineer and former technical director of Federal Cartridge Company. He currently owns a consulting firm in explosives and ammunition research and development, safety, testing and manufacturing.
Source: http://abcnewspapers.com/2012/02/15/do-you-need-a-will-or-estate-plan/
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Lawyers And The Commercial Real Estate Law - Article Niche
Lawyers And The Commercial Real Estate Law |
UNITED STATES, Feb 13 ? Commercial real estate law governs a full spectrum of activities dealing with buildings or properties that are used for business purposes. Therefore, any transaction related to the above mentioned category of real property is governed by commercial law in real estate whether it is about hotels, office buildings, or any other form of property. The Role of Commercial Real Estate Lawyer As all transactions involve contracts, it is recommended that all parties involved use commercial real estate lawyers in order to find their way in a web of specific terms and lengthy contracts. Any development of commercial property is covered by commercial real estate law and requires the help of a lawyer specialized in commercial real estate that can provide the adequate solutions for each specific case within the required parameters |
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C ommercial real estate law governs a full spectrum of activities dealing with buildings or properties that are used for business purposes. Therefore, any transaction related to the above mentioned category of real property is governed by commercial law in real estate whether it is about hotels, office buildings, or any other form of property.The Role of Commercial Real Estate Lawyer
As all transactions involve contracts, it is recommended that all parties involved use commercial real estate lawyers in order to find their way in a web of specific terms and lengthy contracts. Why hire a lawyer? Here are some of the most common and simple explanations:
- ??? A commercial real estate lawyer is experienced in the field and can properly advise on any legal matters related to the transaction in question.
? - ??? A lawyer can easily uncover any legal tricks disguised in the form of contractual provisions.
? - ??? The risks involved in any real estate transactions which are in most cases huge, are considerably diminished if not eliminated by the expertise of the lawyer.
?
The need for a commercial real estate lawyer is mainly dictated by the investment which a commercial transaction implies. The amounts involved in commercial deals are clearly more significant than in any other real estate transactions. The role of the lawyer is to negotiate, draft, and interpret a commercial real estate contract in the best interest of both parties, according to commercial real estate law.
The Commercial Real Estate Contract
- ??? Commercial real estate contracts are governed by commercial real estate law.
? - ??? Such contracts generally cover the sale of a commercial real estate property.
? - ??? Commercial contracts related to real estate are not limited to sales contracts and they can encompass almost every aspect of commercial development.
? - ??? Commercial development can refer to construction, insurance, or space rental.
? - ??? Commercial real estate law specifies that a contract under its governance should include the price, the responsibilities of the parties, damages for breach, time frame, and other important elements that parties consider relevant.
?
The terms and conditions of the commercial contract are quite complicated and without a commercial real estate lawyer it is difficult to make sure that everything is not only according to the law but also in your best interest. No matter how much you may think you know about commercial real estate, a lawyer will always be more qualified and will know what to look for and where to look for. Naturally, such a lawyer can also support you in other matters such as commercial estate litigation, property management, or in providing professional advice and assistance related to any aspect of commercial property.
Any development of commercial property is covered by commercial real estate law and requires the help of a lawyer specialized in commercial real estate that can provide the adequate solutions for each specific case within the required parameters. It is good that you understand the benefits of hiring a lawyer in situations where the risks are too high to be taken lightly.
References
Commercial Real Estate Law
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Monday, February 13, 2012
Strategies For Using Productive Green Community Real Estate ...
Green Community Viral marketing is here to stay, and there?s no doubt about the fact that the Internet is slowly becoming a breeding ground for ideas that spread. Social media has given all businesses an extraordinary amount of leverage with getting messages out to people. Of course you really need to have an understanding of the people you are dealing with in your niche. We want to tell you about how to go about doing your Green Community Viral marketing so your chances are maximized. For additional info on Dubai Green Community Rentals, Dubai Green Community Rent and also The Lakes Dubai e-mail us immediately.
For Green Community Viral campaigns, you need to think about things a bit differently because you have to get a rise from people. Not just anything will become Green Community Viral, and that is the important thing for you to keep in mind ? you cannot allow it to be run of the mill. Actually, if you are serious about this, then you will research what has gone Green Community Viral over the years, and you can find sites with that information on them. If you create a video with the hopes it can turn Green Community Viral, you will get the right feedback about it and can tell right away. When it comes to social media and video, there really is only one place people think about. This is the very best site to upload your videos because the audience is so huge there and everybody knows about it. So you basically know what to do, and you can follow the same principle that we talked about with controversy. If you get it right, you?ll find your video spread across the web with the aid of social media, and that my friend, is Green Community Viral marketing on steroids.
You cannot ever be too aggressive about how you do this, so just be polite and ask them. Much of this is beyond your control, and that is a large majority, we think. Just be sure you do not arouse any negative feelings in the way you approach this. If you do not have a healthy business relationship with your audience, then there could be some problems. So take that for what it is worth, and it does have value and merit if you think about it.
As an Internet marketer you should understand that Green Community Viral marketing is not hard, and in fact, it?s easier than any other marketing method. How you choose to approach your ideas and how you present them is your decision. There are some who will tell you that you can succeed with this all the time, and that is definitely not the case. This article is taken from a lot of experience, and that is the best way to learn anyway. As usual, this is no time to delay because it is best to move forward all the time.
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Kentucky beats Vandy 69-63 for 17th straight win
Vanderbilt forward Lance Goulbourne (5) tips the ball in ahead of Kentucky forward Anthony Davis (23) the first half of an NCAA college basketball game on Saturday, Feb. 11, 2012, in Nashville, Tenn. (AP Photo/Mark Humphrey)
Vanderbilt forward Lance Goulbourne (5) tips the ball in ahead of Kentucky forward Anthony Davis (23) the first half of an NCAA college basketball game on Saturday, Feb. 11, 2012, in Nashville, Tenn. (AP Photo/Mark Humphrey)
Kentucky forward Anthony Davis, right, looks for room around Vanderbilt forward Steve Tchiengang (33) in the first half of an NCAA college basketball game on Saturday, Feb. 11, 2012, in Nashville, Tenn. (AP Photo/Mark Humphrey)
Vanderbilt head coach Kevin Stallings disputes a call in the first half of an NCAA college basketball game against Kentucky on Saturday, Feb. 11, 2012, in Nashville, Tenn. (AP Photo/Mark Humphrey)
Kentucky head coach John Calipari talks to forward Michael Kidd-Gilchrist (14) in the first half of an NCAA college basketball game against Vanderbilt on Saturday, Feb. 11, 2012, in Nashville, Tenn. (AP Photo/Mark Humphrey)
Kentucky guard Marquis Teague (25) drives past Vanderbilt's Lance Goulbourne, left, and Festus Ezeli (3) in the first half of an NCAA college basketball game on Saturday, Feb. 11, 2012, in Nashville, Tenn. (AP Photo/Mark Humphrey)
NASHVILLE, Tenn. (AP) ? Kentucky finally got another test in the Southeastern Conference and the Wildcats' stingy, sticky defense helped them pass yet again and take a big step toward the regular-season conference title.
Doron Lamb hit a 3-pointer with 3:18 left to put No. 1 Kentucky ahead to stay, and the Wildcats beat Vanderbilt 69-63 Saturday night for their 17th straight win by not allowing a point inside the final 4 minutes.
"We wanted to lock up defensively," Kentucky freshman Anthony Davis said. "We needed a stop, and the only way that we were going to win the game was to lock up. That's what we tried to do."
Kentucky (25-1, 11-0) disrupted Vanderbilt with aggressive defense in the first half, and the Wildcats held off a furious charge in a sold-out and electric Memorial Gym by scoring the final eight points of the game. The young and talented Wildcats wound up holding off the experienced Vanderbilt squad that had been predicted to be their best challenge this season.
"This was two teams slugging it out, it really was," Kentucky coach John Calipari said. "(Vanderbilt) wasn't going away, and we weren't going away. We made some shots. They missed some shots. We won the game. Hats off to Vanderbilt fans. It was a great environment. It is why we do what we do, both players and coaches."
Calipari wasn't quite ready to credit his defense for Vanderbilt missing its final nine shots, saying he needed to check the tape to see if the Commodores simply missed some of those attempts. The Kentucky coach did appreciate a strong test for a team that had won its last four SEC games by 20 points.
"We need all of this. In every huddle, I kept saying this is great for us. It is what we need," Calipari said. "To be honest, I would rather we be up 23 points. They are an execution team, a veteran team, seniors. They played like that. We got better today."
Now Kentucky has a three-game lead in the conference with five games remaining.
"I don't think we're going to lose that many games," Davis said.
Lamb finished with 16 points, Anthony Davis added 15 points and seven blocks, Terrence Jones scored 14 and Marquis Teague had 13.
Vanderbilt (17-8, 6-4) led 63-61 with 4:08 to go on a jumper by Brad Tinsley. The Commodores didn't score again and snapped a four-game home winning streak over No. 1 teams. They missed a chance to pull into a tie with Florida for second in the SEC.
They had four senior starters and the top two scorers in the conference, but none of it was any match for Kentucky.
"It was a pretty good college game if you didn't care who won," Vanderbilt coach Kevin Stallings said. "I thought our guys really battled in the second half. We just kind of come out of the gate, gassed out at the beginning, I think. We fought hard. We rebounded hard. And, like I said, they just made a couple more plays than we did. We're very disappointed."
Vanderbilt top scorers in league play are Jeffery Taylor and John Jenkins, but neither matched their average. Jenkins led Vanderbilt with 15 points and Taylor had 13. Tinsley and Festus Ezeli also added 13 each.
Kentucky had held its previous five opponents to an average of 49.6 points with the nation's stingiest field goal percentage defense at 35.8 percent. Vanderbilt came in with the SEC's best percentage from beyond the arc, and Kentucky held the Commodores to just 8 of 21 from 3-point range (38.1 percent) ? well below their 42.1 percent average.
The Wildcats led 36-23 at halftime and had been up by as much as 14 in the first half. That included a stretch where they held Vanderbilt scoreless for five minutes.
"Digging ourselves that hole kind of cost us the game there in the first half," Taylor said.
Vanderbilt opened the second half by hitting six of its first seven shots from long range and 10 of its first 14 overall from the floor in rallying back.
Taylor, held to only two points in the first half, scored 11 as Vanderbilt chipped away at the lead, and his 3-pointer with 11:58 tied it up at 48. The Commodores got a turnover under the Kentucky basket, and Goulbourne passed to Tinsley for a dunk he celebrated with a scream, giving Vandy a 53-51 lead that was its first since 9-8.
Ezeli added a dunk for Vanderbilt's biggest lead.
Davis answered with a jumper and a dunk he finished with a free throw for a three-point play. Tinsley hit a 3-pointer before his bucket with 4:08 to go. Lamb then put Kentucky ahead to stay with his 3 from the left corner in front of the Wildcats' bench after the Commodores collapsed on Darius Miller in the paint.
"I was wide open in the corner, and I knocked it down," Lamb said.
Michael Kidd-Gilchrist, who played much of the second half in foul trouble, hit two free throws and Darius Miller also scored.
Taylor's 3-point attempt in the final minute was blocked by Davis before bouncing off the back of Ezeli's head.
"We missed some bunnies," Stallings said. "They pressed us and we break the press and we've got a dunk and we drop the ball, foul. We had some opportunities. We just didn't take advantage of them."
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Sunday, February 12, 2012
HIV Severity, Treatment Unrelated to Kids' Mental Woes: Study (HealthDay)
FRIDAY, Feb. 10 (HealthDay News) -- There's little evidence linking disease severity or antiretroviral treatment with the degree of psychiatric symptoms in HIV-positive children and teens infected around the time of birth, according to a new study.
Some experts were concerned that more severe HIV illness -- the virus that causes AIDS -- or use of specific highly active antiretroviral therapy regimens might increase the risk of mental health problems in HIV-infected youth, noted the researchers at Stony Brook University in New York.
To examine this issue, they analyzed data collected from 319 HIV-infected youngsters, aged 6 to 17, during a two-year study. One-third of the patients met the criteria for at least one psychiatric disorder.
"Analyses of HIV disease variables and severity of psychiatric symptoms revealed few specific associations, and we feel compelled to emphasize that findings were variable, mixed and at times counterintuitive," Dr. Sharon Nachman and colleagues wrote.
For example, regarding CD4 (infection-fighting cells), the researchers found that a lower entry CD4 percentage was associated with less severe depression in the patients, but a higher entry RNA viral load was associated with more severe depression.
The Stony Brook team did find some evidence of a link between certain HIV variables (such as lower nadir CD4 percentage) and quality of life and cognitive, social and academic abilities.
"We found that more severe HIV disease (indicated by the nadir CD4 percentage) was associated with worse cognitive functioning and social skills, but our analyses do not allow us to make causal inferences about these associations," the researchers wrote.
"Our data, in conjunction with findings from other groups, suggest that receptive language, word recognition and educational problems are common in youth with perinatal HIV infection regardless of virologic suppression," they said in a university news release.
The study was published online Feb. 6 in the Archives of Pediatrics & Adolescent Medicine.
More information
The New Mexico AIDS Education and Training Center has more about HIV and children.
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Friday, February 10, 2012
Debt Consolidation Loan Home Finance Loan ? A Budget Friendly ...
In the present economy, having a mortgage to meet up with your family needs can be as fashionable as shopping for everyday market. From time to time, repaying financial products turn into concern as a result of high rates of interest and large monthly payments. Consolidation home mortgage is the solution to this.
Do You Like Figuring out The Salt Water Evaporates?
You are taking your house mortgage or home refinance or subsequent mortgage and use the home payday loan to repay the other bad debts like a debit card mortgage, car loan or student loan. On the internet several unique debts as well as the curiosity on a monthly basis, in paying a single monthly payment for your residence mortgage.
Is It Only Consolidating Your Debts and Paying Down At A single Area?
The answer then is no. You have other rewards at the same time. Short term loans are usually furnished with high rates of interest, although your house home mortgage the industry for a longer period classified as one has cheaper home interest rates. So, occasionally, you will save approximately 50-60Per-cent by paying again the equivalent amount of obtained funds at a cheaper rate. In addition to this, when you go loans cash advances a mortgage mortgage, you will stay clear of extra fees, more than credit score expenses, banker harassment and declaring bankruptcy.
Think Before You Pick Up A Home Loan Mortgage
It is essential to explore all the advantages and disadvantages of mortgage residence home refinance too- of course, it indicates having the home at stake. You will need to select this as being an selection if you?re confident that one could pay back this away from. So next, try to get as much facts as you can get before deciding cash advance loan texas it. You ought to be mindful of that it is subsequent home mortgage with your residence and precisely what the results will be understand what money.
Upon having opted for residence home refinance, one does an easy calculation. Total up your entire quick bad debts and execute a comparison using your residence collateral. It is dependant on the applied price of your home and never the worthiness you bought it for. Also assess the interest rate rate coming from all bad debts and home home refinance in order to be confident about how exactly a lot you?ll be salvaging using this type of workout.
This also helps you out in figuring out which kind of home mortgage will be perfect for your have to have. Can it be a flexible rate or a set rate? Regardless of whether a low interest rate subsequent mortgage or a initially mortgage home refinance? Should you acquire cheaper obligations or shorten the financing interval to money quickly?
As you ultimately choose the type of mortgage that you are interested in, search for a bank who can present you with the best deal. Be aware from low light financial institutions as well as any disguised . conditions and terms. Review the offers from several financial institutions and select the best a single. In the near future it is also possible to pay off your finances totally.
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Scientist at Work Blog: The Problem With Coffee Pests
S. Amanda Caudill, a doctoral student at the University of Rhode Island, writes from Costa Rica, where she is assessing mammal diversity on coffee farms.
Monday, Feb. 6
The coffee berry borer is one of the predominant coffee pests in the region. It can devastate crops by ruining coffee berries and the quality of the coffee. To make matters worse, it is very difficult to control. The two most common insecticides used during outbreaks are endosulfan and chlorpyrifos, both of which are known to be highly toxic to animals, including humans.
In a parallel research effort, Fabrice DeClerck, my adviser at Catie (short for Centro Agron?mico Tropical de Investigaci?n y Ense?anza), and some of his colleagues, Jacques Avelino, Amada Olivas and Cipriano Ribera, previously conducted field studies on the coffee berry borer around the Turrialba area. They found that the dispersal of the coffee berry borer may be blocked by forest patches.
If there are forest patches next to coffee farms, the forests may act as a barrier and reduce coffee berry borer outbreaks without the use of toxic chemicals or large amounts of labor. So part of my research ? in addition to investigating mammal biodiversity ? is to understand if these forest patches next to coffee farms could increase habitat value and provide corridors for mammals.
This ?coffee-forest matrix,? as it?s called, could be a win-win situation, creating a barrier for the coffee pests while protecting forests and wildlife habitat. I am interested to find out if this theory holds true. We will have to wait and see what shakes out after all the data is collected and analyzed.
For our fourth and final round of mammal sampling, we will sample each of the three sites in the same order as the other rounds: the Catie site first, then the site in Jicotea, and lastly the coffee farm in Aquiares. Each site will be sampled for approximately two weeks; we will have a total of 46 sampling nights at the three sites.
This final round of sampling at Catie yielded the highest capture rate yet for this site: 1.45 percent. Capture rate is the number of animal captures divided by the sampling effort ? the number of traps multiplied by sampling nights. For Rounds 1, 2 and 3, the capture rates were 0.78 percent, 0.71 percent and 0.66 percent, respectively. These capture rates include recaptured animals, and for this round at Catie we had quite a few recaptures. There were two male dusky rice rats ? one adult, one juvenile ? that were captured in the forest minigrid (a high-density trap area with 32 traps in a 900-square-meter area) almost every day. Two of my field assistants also saw the younger rat eating a grasshopper and a spider, which were both in the bag with him when he was being weighed. This little rat had quite an appetite!
For this round, more than half of all the captures were in the three minigrids: 34 of the 54 total captures (including recaptures). But we had only seven individuals running around being captured within the minigrid traps on a daily basis.
Also, after two rounds of zero captures, we had six captures in the organic coffee this time. All of them were of the same Oligoryzomys species ? pygmy rice rats ? tiny little mice that weighed an average of 10 grams. We have not seen very many of this species at the Catie site. More than 75 percent of all the captures for this round were dusky rice rats.
In general, we see more snakes at Catie than at our other two sites, but there seemed to be even more snakes here this round. A snake we have to be very vigilant about is the fer-de-lance, which in Spanish is called terciopelo. It is highly poisonous and abundant on farms ? not a good combination.
The weather, however, has been absolutely gorgeous. It is cool and brisk early in the mornings as we head out to the field. There are beautiful orange and yellow flowers in the treetops that stand in contrast to the bright blue skies. It is amazing to be outside hiking around our sites for such a large part of the day. This has been a tremendous effort and although it?s too early to say we are on the homestretch, the finish line is in our sights.
Source: http://feeds.nytimes.com/click.phdo?i=13286780a6e513f90f3834e82a6d1dd1
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